Ahead of Storm Éowyn, the Association of British Insurers (ABI) is reassuring homeowners and businesses that their insurers will be ready to help and support their customers.
Damage caused by storms and flooding is covered by most standard home insurance and commercial business policies, and comprehensive motor insurance.
“As the first named storm of 2025 approaches, many homes and businesses across the country will be braced for potential disruption and damage. But we’d like to reassure people that insurers expect bad weather to strike at any time and are geared up to deal with events like this. Their priority will be to help affected customers recover as quickly as possible.
“Ahead of the arrival of Storm Éowyn, we’d recommend taking some simple steps, such as storing or securing any items in your garden that can easily be blown away, to help limit damage. If flooding is expected, assemble a flood kit and move any valuables or sentimental items upstairs. If you do suffer damage to your property or vehicle, contact your insurer as soon as you can for help and advice.”
Manager of General Insurance Policy at the ABI
With Storm Éowyn on its way, we advise people to:
If flooding is expected in your area:
If you suffer any damage:
If your home is uninhabitable while repairs are being carried out your insurer will arrange for, and pay the cost of, any alternative temporary accommodation you may need in line with your policy.
Commercial polices will cover damage to premises and stock. Business interruption cover (which may be included or purchased separately) will cover additional trading costs, such as hiring temporary alternative trading premises if necessary.
Read our full guidance on coping with storm damage here, and our guide to recovering from a flood and what to expect from your insurer can be found here.
For more information, please contact the Press Office.